Employers are legally responsible to make the workplace safe for their workers. Occasionally, even after every conceivable safety precaution has been made, injury and accidents can still happen, leaving you liable.
We offer workers compensation insurance for these scenarios, protecting employers from potential lawsuits ensuing from workplace accidents, and to offer compensation for lost income to the worker due to the injury, as well as medical expenses.
Workers compensation insurance covers employees hurt on the job—if they’re on the work premise or not—including automotive accidents while clocked in. Workers compensation imparts payment to the injured worker for time absent from work, as well as for medical rehabilitation assistance. This insurance also provides death benefits to the surviving spouse and any dependents.